Car Insurance

For many car buyers, car insurance slips their mind until the sale is made. They're left scrambling to find car insurance and may have payed a ridiculous amount for temporary car insurance offered at the dealership. Researching car insurance well before making a car purchase can save you considerable amounts of money.

Shop Around

Prices can vary greatly among car insurance companies so it definitely pays to shop around for car insurance. Compare multiple instant auto insurance quotes from top companies and save! Get Quotes Now.

Discounts

Car insurance companies offer many discounts you may be eligible for.

• Safe Driver Discount: No accidents or tickets for a set length of time.
• Multiple Policy Discount: Many car insurance companies insure apartments and houses as well. Having multiple insurance policies with the same company usually comes with a discount.
• Car Safety Discount: Anti-theft devices, anti-lock brakes, and passive restraint systems are often rewarded with a discount by the car insurance company.
• Good Student Discount: Full time students that meet certain grade requirements are eligible for a discount.
• Low Mileage Discount: If you drive less than a certain number of miles a year, you may be eligible for this discount.

Each car insurance company is not equal when it comes to car insurance discounts. They may offer more discounts, higher percentage off for the discount, etc.

Deductible

Another way to save money on your car insurance premium is to raise your deductible. A car insurance deductible is the amount of money you pay out of your own pocket. If the car is financed, they may stipulate that you must have a $500 deductible or lower. If not, you can save on your monthly car insurance bill by raising your deductible to $1,000. This is only advisable if you have $1,000 readily available in case you do get in an accident.

Car Profile

The car you buy can greatly affect your car insurance payments. Sports cars, expensive cars to repair, and frequently stolen cars all have higher insurance costs. Research car insurance costs before making a car purchase.

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